What is Cleo?
Cleo is an AI money assistant app that helps users budget, save and track spending through a chat interface. It also offers cash advances and credit-building features on paid plans.
Best for: Young adults, Budgeters.
Key features
- Chat-based budgeting
- Spending insights
- Auto-saving
- Cash advances
Pros and cons
Pros
- Fun, engaging tone
- Good for young adults
- Easy budgeting
Cons
- Paid plan needed for most features
- US/UK focus
Cleo pricing
| Pricing model | Free plan |
|---|---|
| Starting price | Free |
| Platforms | iOS, Android |
| Launched | 2016 |
Prices change often. Check the Cleo website for current plans.
Our verdict
Cleo scores 7.6/10 in our review. Its biggest strength: fun, engaging tone. The main drawback: paid plan needed for most features. If it isn't the right fit, QuickBooks is the closest alternative.
Frequently asked questions
What is Cleo?
Cleo is an AI money assistant app that helps users budget, save and track spending through a chat interface. It also offers cash advances and credit-building features on paid plans.
Is Cleo free?
Cleo has a free plan with limits.
What are the best Cleo alternatives?
Popular alternatives include QuickBooks, TurboTax, Xero, Ramp.
Who is Cleo best for?
Cleo is best for young adults, budgeters.