What is Monarch Money?
Monarch Money is a budgeting and net worth tracking app for individuals and couples, with an AI assistant that answers questions about your finances. It became a popular Mint replacement.
Best for: Households, Couples.
Key features
- Account aggregation
- Budgets & goals
- AI assistant
- Investment tracking
- Couples sharing
Pros and cons
Pros
- Polished, ad-free experience
- Great for couples
- Strong Mint alternative
Cons
- No free plan
- Bank connections occasionally break
Monarch Money pricing
| Pricing model | Free trial |
|---|---|
| Starting price | $14.99/mo |
| Platforms | Web, iOS, Android |
| Launched | 2019 |
Prices change often. Check the Monarch Money website for current plans.
Our verdict
Monarch Money scores 8.3/10 in our review. Its biggest strength: polished, ad-free experience. The main drawback: no free plan. If it isn't the right fit, QuickBooks is the closest alternative.
Frequently asked questions
What is Monarch Money?
Monarch Money is a budgeting and net worth tracking app for individuals and couples, with an AI assistant that answers questions about your finances. It became a popular Mint replacement.
Is Monarch Money free?
Monarch Money offers a free trial, then paid plans start at $14.99/mo.
What are the best Monarch Money alternatives?
Popular alternatives include QuickBooks, TurboTax, Xero, Ramp.
Who is Monarch Money best for?
Monarch Money is best for households, couples.